Frequently Asked Questions

 

If our homepage didn't give you enough detail, then maybe what you need to know is here.

 

General Questions:

Q: How much am I allowed to loan to start?

A: Usually we start at $200-400 and work our way up to $500.


Q: What's the interest rate and is there a maximum lifetime amount?

A: We charge 15%. If you default on the loan we will charge a $25 NSF fee and additional interest of 59% APR up to a maximum of 75% of the principal.


Q: What happens if I default on the loan because of a missed payment?

A: If you default on the loan we will charge a $25 NSF fee and additional interest of 59% APR up to a maximum of 75% of the principal.


Q: What is this date format?

A: It's YYYY-MM-DD where YYYY is the 4 digit year, MM is the 2 digit month and DD is the 2 digit day.


Q: Can I apply again if I was denied?

A: We won't consider an application with 30 days of a denial, but after that you're welcome to apply.


Q: When are you open?

A: 8-8, 7 days/week.